Real Financial Goals You Can Set For Yourself In 2017

2017 is here, and as with the start of any new year, many of us are thinking of ways we can make this one better than the last. Along with the standard resolutions related to things like health and fitness, many of us also take the start of a new year as a very good time to tackle financial goals and objectives as well.

The start of a new year is a good time to reassess your financial situation and look at ways you can improve it.


With that being said, many of us make the mistake of creating financial resolutions that are too lofty, causing us to be discouraged well before we can achieve them.

The following are some realistic and attainable financial goals and resolutions you can set and actually accomplish in 2017.

Use a Budgeting App

This first financial goal is about as easy as they come. With the rise in popularity of budgeting apps right on our smartphones, there’s really no reason not to be using one.

Budgeting apps are usually free, and they’re incredibly handy. They don’t just help you decide where you should spend your money, but they show you where you’re currently spending it.

This is one of many people’s biggest financial problems: they have no idea where their money goes.  Just by seeing where it goes, you can start making smarter choices.

Live in A House You Can Afford

If you’ve been on the edge of deciding whether or not you should move to a more affordable home, make 2017 the year you do it.

Take a long look not just at your monthly mortgage payment, but also the upkeep expenses of your home versus what it would take for you to sell.

Downsizing or moving to a less expensive neighborhood can completely change your financial situation and give you peace of mind and a more comfortable lifestyle.

Save More Each Month

Savings is important not just because you need emergency funds, but it’s also important for your mindset. Having the sense of comfort that comes with knowing you have savings can do wonders for your quality of life.

Your savings goals don’t have to be huge to be effective. You could make it your goal to save $100 more a month, but that will add up over time, and it will also give you a greater feeling of control over your finances.

Start a Side Business

The gig economy is booming, and there’s no reason you shouldn’t be part of it, even if you also work full time.

There is no time like the present to start that blog or online business you’ve been considering, so stop putting it off.

Make time in your schedule each week, and you’ll find that you’re able to quickly grow your business, save more money and have more financial freedom. Eventually, you may even come to a point where you can quit your full-time job.

There’s no reason why 2017 shouldn’t be the year of better financial choices, whether they’re small like using a budgeting app, or big like moving to a more affordable home. Set your goals now, and create realistic ways to meet them so that you can have a stronger financial future not just in the new year, but throughout your life.

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